If you have had a credit card for a long time and rarely use it, think twice before closing the account. If you have a solid history of on-time payments, it may be in your best interest to keep the account open. It will show lenders that you have a longer credit history.
Building your credit score does not mean getting rid of your credit cards or not using them. But before you make a purchase, consider how you will pay it back. Look into what you can and cannot afford before swiping the plastic.
If you decide to open a new account, keep your shopping time limited to 14 days. Once you have the credit card, pay off your balances on a timely basis. This will improve your credit score over time.
These are just a few ways to build your credit score. Staying on top of your finances and managing them routinely will help your FICO numbers increase. Before you know it, you will have a high credit score.